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Outline and discuss the Capital Asset Pricing Model (CAPM) as means of Essay

Framework and examine the Capital Asset Pricing Model (CAPM) as methods for esteeming protections and their hazard. What are the disadvantag...

Wednesday, October 30, 2019

Private Finance Initiative Essay Example | Topics and Well Written Essays - 1750 words

Private Finance Initiative - Essay Example TUPE enables these individuals to enjoy the status of being public and private workers simultaneously. This arrangement is intended to relieve the government of a heavy burden of initiating and funding projects across the country. The PFI is a program that began Britain and Australia before spreading to most of the Western countries and eventually to the rest of the world. Since early 1990s, PFI has grown into one of the common ways to develop public investments1. The program is being used to develop many different types public infrastructure. With a PFI, private organizations can place bids on these infrastructure projects, and reverse the conventional trend, whereby developing public projects were solely the responsibility of the government. The private investor that emerges the winner in the bidding process is normally awarded the contract to develop and maintain the infrastructure project. FPI enables private companies to benefit from a permanent profit from such an initiative2. In most cases, governmental organizations are not ready to handle big projects, but they do want to make sure the projects are. By engaging the private sector through a PFI, this is tenable. Apart from relieving the government of the burden of laying infrastructures, a private finance initiative reduces the amount of tax being channelled to such projects. When the private investors shoulder the larger percentage of the funding, the government can then concentrate on other important projects. PFI projects In many cases, the method of construction that is implemented by governments has been based on placing the burden on the PFI contractors to design, bid and build the public assets. Under these criteria, the public organizations often come up with a design for a public infrastructure project. This work may be done by internal experts, or it may be awarded to a private company specialized in architecture. Once the plan is authorized, the government then invites bids from privately own ed construction companies, thus paving way for the winning bidder to construct the facility3. Many projects for government facilities have conventionally had extended private sector contacts to cater for maintenance. Typical cases of a PFI are court facilities and government offices that have been built on privately owned buildings. The health care industry is also not left out: many small government-owned health care facilities are operating in private sector premises. Better Service Delivery Private finance initiative has been implemented in the United Kingdom, where the government emphasized its significance and contribution toward better service delivery to citizens. In 2002, the government announced that it would engage the private sector more, especially to improve the quality of services in the healthcare industry4. The government made public its intention to ensure that quality services were achieved by approving contracts that had met the thresholds of quality. But whereas PFI can be more costly to implement as compared to conventional government funding, since public institutions enjoy lower lending rates than the private investors, most of the governments around the world have held the belief that the increased costs of amassing the needed finances by the private sector will remain etched in the better services for a far longer period of time5. Additionally, proponents of a PFI believe that there will be efficiency in savings. Market forces have also proved the government wrong: private companies have

Monday, October 28, 2019

Gap Year After Graduation Essay Example for Free

Gap Year After Graduation Essay Nowadays, students leaving high school regularly travel, do voluntary work or a job in a gap year before going on to higher education. Undoubtedly, students occupy various benefits from experiments in gap year. It is apparent that after rigorous terms, a gap year which students possibly travel, volunteer society or do temporary work before deciding to join in higher education stimulates positively their practical and adaptive capability. Initially, those dynamic activities possibly enhance empirical ability of youngsters who passively acquire knowledge during high school. In evidence, learners feasibly comprehend miracles of foreign languages when they practice experimentally via travelling or voluntary work in abroad. More significantly, not only can a gap year improves practical ability but also enhances communication skill through youngster’s real factual experiences. Only by adapting to a changeable and flexible environment can students expend their personal skill and learn how to communicate effectively. Accordingly, a period time which students perform them after high school period effects advantageously to their practical and soft skill. That the young experience in gap year is not only a principal platforms which help them choose higher education form but also a chance to become more mature. A gap year with profound considerations cumulated by real experiments justifies what kind of higher education they are advisedly appropriate for. The young who are able to apply into universities and passionate studying advanced knowledge identify accurately their choice. Nevertheless, others who are appropriate for practicing in actual life also ascertain that their selection is vocation. Additionally, facing to challenge of real life leads them to be awareness profoundly of the changing world. Hardly can the young be mature when they always are protected carefully by parents and are not responsible for themselves. Briefly, a gap year is precious chances which support the young identify what they real want. Therefore, challenge in real life which students pass in a gap year is also valuable experiments for developing in the future.

Saturday, October 26, 2019

Outline for Paper on The Importance of Accelerated Reading

A. Purpose of the Study â€Å"Reading is the motivated and fluent coordination of word recognition and comprehension† (Leipzig 2001). In the educational system, pupils are encourage to read books because of the belief that one becomes better at a skill based on the amount of time dedicated to that particular skill. Pupils must practice the skill learned and receive â€Å"frequent feedback (Samuel and Wu).† Practice is most effectual when it is individualized and accompanied with instruction (Renaissance Learning Inc 2007). Individualized practice, allows the pupil to work at his/her individual ability. It challenges the pupil instead of frustrating him/her. Accelerated Reader (AR) program provides individualize practice to each pupil to maximize academic success. The purpose of this study is to examine the affect of AR on first grade students’ comprehension scores on the End of the Year Assessment. B. Significance/Importance of the Study Accelerated Reader is a program used in several schools in the United States with the belief that each child has a prescribed practice based on hi/her reading ability. AR program is usually used in addition to the school’s core Reading Text. The AR program is said to increase students reading skills and â€Å"reduce achievement gaps† (Advance Learning System 1997). The program is a computer software that allows students to read a textbook and then take a computerize quiz on that textbook. Students are then given an immediate feedback of their score. It allows students the opportunity to view the items that were marked incorrect. Researchers believe that immediate feedback is very important for student achievement (Samuels and Wu). Being that many of our schools use AR, it is safe to assume several believe ... ...lace a sticker next to his or her name on the chart in the classroom, which will be visible to all. The researcher will also monitor the students’ progress on AR. The researcher will have bi-weekly discussion with the teachers regarding students’ progress. At a later time, students will take the EOYA. The researcher will follow the same procedure that was followed for the MYA. F. Research Questions/Hypothesis Does the use of AR increase first grade comprehension scores on the End of the Year Assessment? G. Methods of Data Analysis The researcher will record the raw scores and calculate the standard deviation for both the pretest and the posttest. A dependent T-Test will be used at the .05 level of confidence to decide if there is statistically significant difference between the mean scores of the two tests given.

Thursday, October 24, 2019

Joking Apart Essay

Joking Apart is a BBC television sitcom written by Steven Moffat about the rise and fall of a relationship. It juxtaposes a couple, Mark (Robert Bathurst) and Becky (Fiona Gillies), who meet and fall in love before getting separated and finally divorced. The twelve episodes, broadcast between 1993 and 1995, were directed by Bob Spiers and produced by Andre Ptaszynski for independent production company Pola Jones. The show is semi-autobiographical; it was inspired by the then-recent separation of Moffat and his first wife. Some of the episodes in the first series followed a non-linear parallel structure, contrasting the rise of the relationship with the fall. Other episodes were ensemble farces, predominantly including the couple’s friends Robert (Paul Raffield) and Tracy (Tracie Bennett). Paul-Mark Elliott also appeared as Trevor, Becky’s lover. Scheduling problems meant that the show attracted low viewing figures. However, it scored highly on the Appreciation Index and accrued a loyal fanbase. One fan acquired the home video rights from the BBC and released both series on his own DVD label. (more†¦) Recently featured: Stonewall riots – Hippopotamus – Ten Commandments in Roman Catholicism

Wednesday, October 23, 2019

Junk Food Essay

Fast food , the type of food changed our lives. It’s fast, it’s easy to prepare, it’s easy to eat, and it’s cheap. It’s for everyone. It’s for the poor and the non-poor. It’s for students, for managers, for actors, for factory workers, for criminals, for priests†¦ today it seems like fast food was always around and it is not possible to imagine a world without fast food. Even countries like Japan, which has a traditional diet of rice, fish, vegetables and soy products, accepted fast food into their worlds. The biggest help of this growing is advertisement. Fast food advertisements are mainly focusing on television, magazines, billboards and Internet. One of the most powerful ways of advertising fast food is product placement. Product Plac/ement is a term defined as â€Å"the practice of integrating specific products and brands into filmed e/ntertainment. † Product placement was always evolved into the billion-dollar market of Hollywood. As the costs keep increasing for producing movies, studios become ready to make connections with big corporations, which are willing to place their products in a big, particular film. These big connections have big payments. For example â€Å"direct payments for product placement (for instance in License to Kill Phillip Morris Tobacco paid $350,000 for Bond to smoke a Lark cigarette). † Another good example is, In the biggest co-marketing deal in film history, Coca-Cola paid Ј95 million to the producers of Harry Potter for the right o use the film’s logo on it’s cans in what will become a series of films; the first Harry Potter film cost Ј75 million. It went on general release on November 2001 and is expected to be shown on a thousand screens in the UK. The movie was like the big bang as expected. Harry Potter products everywhere sold in huge amounts and consumers attacked to any product of the movie letting the industry behind the scenes to gain more power. Today all major US film studios seeking for brands to place into a film they are producing. Studios don’t pay to the brand owner but the benefits of product placement advertisement are so big to the product name and the film itself that each side promotes the other. Even some smaller studios are seeking for product placement. These movies usually require the product owners to pay television and billboard advertisements. A small film cannot afford these types of advertisements but product placement can. Eric Schlosser is the author who has written about the fast food industry and he presents many of his findings in the book â€Å"Fast Food Nation†. However, his book is not merely an expose of the fast food industry but is even more a consideration of how the fast food industry has shaped and defined American society in America and for other nations as America exports its fast food culture to others. Schlosser describes a great deal of American culture to the fast food mentality, and he finds that globalization is taking the fast food culture around the world at a rapid rate. Schlosser addresses a number of specific issues related to food production and distribution. He connects the social order of a society to the kind of food it eats and the way it eats that food, with American society very much defined by the fast food culture that has developed. Schlosser tends to represent the theory stressing the importance of interdependence among all behavior patterns and institutions within a social system, as can be seen from how he connects fast food to other social processes and institutions. The icon that represents fast food culture for most people is McDonald’s, though the fast food culture developed long before the creation of that restaurant chain. Schlosser considers the impact of such fast-food chains but also considers the primacy of the hamburger in the American diet and some of the dangers it poses. McDonald’s reliance on hamburger is a questionable item for a steady diet in a more health conscious age, and interferes with local customs and food in different parts of the world. Schlosser addresses this issue from several perspectives, beginning with a consideration of how safe the meat really is, not only on the basis of nutritional value but also on the basis of additives, preservatives, diseases, and even potential radioactivity. Some beef is considered questionable, and much of it makes its way through the USDA to school cafeterias Napoleon Bonaparte once said, †A man’s palate can, in time, become accustomed to anything. † While this French emperor may have had some difficulty like the Battle of Waterloo, he certainly has hit the nail on the head this time. The food industry has evolved in ways that may not be distinguishable to the human palate, but hopefully remain distinguishable to the human conscience. With all the options now available to industrial leaders, citizens must be sure to keep them from abusing their powers and continuing to harm employees, animals, and consumers. The best ways are to promote public discourse, to act as the industrial ‘watchdog,’ and to make the most of the power of the consumer†¦ the almighty dollar. Fast Food Industry Name: Course: InstructorÐ ²Ãâ€šÃ¢â€ž ¢s name: Date: Abstract This paper on Fast food industry covers a detailed exploration of the fast food industry to in order to identify new emerging issues in the field of fast foods industry. The paper also significantly projects about the future rends of this economy that is growing tremendously fast. It identifies fast food in a specific region or nation and provides sequence details about that particular market. Experts with experience in economics, politics, and the restaurant industry can be involved in the projections of fast food industry analysis. Health concerns From the time fast foods services were established the chain gangs have intensely emerged throughout the preceding decades. The values of nutrition in fast food providers as well as in the provisions made have diminished as the demand for convenience exploded throughout America. This is due to the many health effects than advantages that those who access these services pose. It has been noted that eating frequently at fast food products leads teens and young adults to gain more weight. This emerging lifestyle poses an increased risk of developing insulin resistance to those practicing it, according to the recent study of National Heart, Lung, and Blood Institute (NHLBI).